Register in ADP (if you haven't already)
You’ll receive an email from ADP with registration instructions. Make sure to have that email handy when you begin the process below:
- Visit www.workforcenow.adp.com.
- Click Create account.
- Click I have a registration code.
- Enter the registration code provided to you in the email from ADP. Click Continue.
Enroll for benefits coverage in ADP
You must register for an account in ADP before you can enroll. Follow the instructions above to create an account. Then, when you're ready, follow the steps below to enroll:
- Visit www.workforcenow.adp.com.
- Enter your user ID and password to sign in.
- An Open Enrollment pop-up box will display. Click Start enrollment.
- Review the Welcome message.
- Enter dependent/beneficiary information: Social Security Number, date of birth, and gender will be required to create a dependent record.
- Review your benefit options and make selections.
- Review your selections and submit. Once you’ve submitted your elections, you’ll receive a confirmation email.
If you don’t enroll during your 30 day new hire window, you can't make changes during the year unless you experience a qualifying life event, such as marriage, the birth or adoption of a child, or a loss of other coverage.
Watch the Heritage benefits video recording for more information on enrolling for your benefits.
Get help enrolling. Contact MyLife Advisors.
ADP MyLife Advisors can answer your benefit questions, as well as help you register and enroll on the ADP site. Call 855-547-8508 (Monday - Friday, 8:00 a.m. - 11:30 p.m. ET).
Employees who work a minimum of 30 hours per week are eligible for benefits on your date of hire. You can also enroll your eligible spouse and children up to age 26.
If you leave the Company, your medical, dental and vision coverage will terminate at the end of the month. Life, AD&D and Supplemental benefits terminate on your last day of work.
Medical & prescription drugs (weekly)
| Coverage level | Premium PPO | Select HSA | Essential HSA |
|---|---|---|---|
|
Employee only |
$49.46 |
$39.99 |
$24.36 |
|
Employee + Spouse |
$110.34 |
$91.41 |
$60.85 |
|
Employee + Child(ren) |
$99.30 |
$83.34 |
$55.83 |
|
Family |
$154.46 |
$123.70 |
$80.90 |
Dental (weekly)
| Coverage level | Basic Plan | Premium Plan |
|---|---|---|
| Employee only | $4.09 | $4.81 |
| Employee + Spouse | $8.71 | $10.16 |
| Employee + Child(ren) | $11.32 | $13.20 |
| Family | $16.54 | $19.30 |
Vision (weekly)
| Coverage level | Vision Plan |
|---|---|
| Employee only | $0.94 |
| Employee + Spouse | $1.95 |
| Employee + Child(ren) | $1.95 |
| Family | $2.33 |
Accident insurance (weekly)
| Coverage level | Low Plan | High Plan |
|---|---|---|
| Employee only | $1.04 | $1.95 |
| Employee + Spouse | $2.08 | $3.89 |
| Employee + Child(ren) | $2.24 | $4.18 |
| Family | $3.28 | $6.13 |
Critical illness insurance: $10,000 coverage option – non-tobacco user (weekly)
| Age | Employee | Employee + Spouse | Employee + Child(ren) | Family |
|---|---|---|---|---|
| Under 25 | $0.78 | $1.18 | $1.10 | $1.49 |
| 25-29 | $0.81 | $1.21 | $1.12 | $1.52 |
| 30-34 | $1.02 | $1.52 | $1.33 | $1.83 |
| 35-39 | $1.29 | $1.94 | $1.60 | $2.25 |
| 40-44 | $2.03 | $3.05 | $2.34 | $3.36 |
| 45-49 | $2.77 | $4.15 | $3.08 | $4.47 |
| 50-54 | $3.97 | $5.95 | $4.28 | $6.27 |
| 55-59 | $5.38 | $8.07 | $5.69 | $8.38 |
| 60-64 | $6.14 | $9.21 | $6.45 | $9.52 |
| 65-69 | $8.03 | $12.05 | $8.34 | $12.36 |
| 70+ | $11.24 | $16.86 | $11.55 | $17.17 |
Critical illness insurance: $20,000 coverage option – non-tobacco user (weekly)
| Age | Employee | Employee + Spouse | Employee + Child(ren) | Family |
|---|---|---|---|---|
| Under 25 | $1.57 | $2.35 | $2.19 | $2.98 |
| 25-29 | $1.62 | $2.42 | $2.24 | $3.05 |
| 30-34 | $2.03 | $3.05 | $2.65 | $3.67 |
| 35-39 | $2.58 | $3.88 | $3.21 | $4.50 |
| 40-44 | $4.06 | $6.09 | $4.68 | $6.72 |
| 45-49 | $5.54 | $8.31 | $6.16 | $8.93 |
| 50-54 | $7.94 | $11.91 | $8.56 | $12.53 |
| 55-59 | $10.75 | $16.13 | $11.38 | $16.75 |
| 60-64 | $12.28 | $18.42 | $12.90 | $19.04 |
| 65-69 | $16.06 | $24.09 | $16.68 | $24.72 |
| 70+ | $22.48 | $33.72 | $23.10 | $34.34 |
Critical illness insurance: $10,000 coverage option – tobacco user (weekly)
| Age | Employee | Employee + Spouse | Employee + Child(ren) | Family |
|---|---|---|---|---|
| Under 25 | $1.18 | $1.77 | $1.49 | $2.08 |
| 25-29 | $1.25 | $1.87 | $1.56 | $2.18 |
| 30-34 | $1.57 | $2.35 | $1.88 | $2.67 |
| 35-39 | $2.01 | $3.01 | $2.32 | $3.32 |
| 40-44 | $3.23 | $4.85 | $3.54 | $5.16 |
| 45-49 | $4.45 | $6.68 | $4.77 | $6.99 |
| 50-54 | $6.39 | $9.59 | $6.70 | $9.90 |
| 55-59 | $8.77 | $13.15 | $9.08 | $13.47 |
| 60-64 | $9.99 | $14.99 | $10.30 | $15.30 |
| 65-69 | $13.11 | $19.66 | $13.42 | $19.97 |
| 70+ | $18.42 | $27.62 | $18.73 | $27.93 |
Critical illness insurance: $20,000 coverage option – tobacco user (weekly)
| Age | Employee | Employee + Spouse | Employee + Child(ren) | Family |
|---|---|---|---|---|
| Under 25 | $2.35 | $3.53 | $2.98 | $4.15 |
| 25-29 | $2.49 | $3.74 | $3.12 | $4.36 |
| 30-34 | $3.14 | $4.71 | $3.76 | $5.33 |
| 35-39 | $4.02 | $6.02 | $4.64 | $6.65 |
| 40-44 | $6.46 | $9.69 | $7.08 | $10.32 |
| 45-49 | $8.91 | $13.36 | $9.53 | $13.98 |
| 50-54 | $12.78 | $19.18 | $13.41 | $19.80 |
| 55-59 | $17.54 | $26.31 | $18.16 | $26.93 |
| 60-64 | $19.98 | $29.98 | $20.61 | $30.60 |
| 65-69 | $26.22 | $39.32 | $26.84 | $39.95 |
| 70+ | $36.83 | $55.25 | $37.45 | $55.87 |
Critical illness insurance: Child coverage (weekly)
| $5,000 coverage | $0.31 |
| $10,000 coverage | $0.62 |
Hospital indemnity insurance (weekly)
| Coverage level |
Option 1 ($1,000 benefit first day, then $100 daily benefit) |
Option 2 ($2,000 benefit first day, then $200 daily benefit) |
|---|---|---|
| Employee only | $3.08 | $6.01 |
| Employee + Spouse | $6.77 | $13.22 |
| Employee + Child(ren) | $5.57 | $10.92 |
| Family | $9.26 | $18.13 |
Buy-up life insurance (monthly)
| Age | Employee rate per $1,000 of coverage | Spouse rate per $1,000 of coverage |
|---|---|---|
| Under 20 | $0.059 | $0.059 |
| 20-24 | $0.059 | $0.059 |
| 25-29 | $0.060 | $0.060 |
| 30-34 | $0.080 | $0.080 |
| 35-39 | $0.104 | $0.104 |
| 40-44 | $0.156 | $0.156 |
| 45-49 | $0.267 | $0.267 |
| 50-54 | $0.442 | $0.442 |
| 55-59 | $0.689 | $0.689 |
| 60-64 | $1.073 | $1.073 |
| 65-69 | $1.924 | $1.924 |
| 70-74 | $3.452 | $3.452 |
| 75-79 | $5.688 | $5.688 |
| 80+ | $11.518 | $11.518 |
| Child rate per $1,000 of coverage | $0.22 |
Buy-up AD&D insurance (monthly)
| Coverage level | Rate per $1,000 of coverage |
|---|---|
| Employee | $0.03 |
| Spouse | $0.03 |
| Children | $0.05 |